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| National | Average Rate* | Points | | 30-Year Fixed | 4.56% | 0.7 | | 15-Year Fixed | 4.03% | 0.7 | | ARM | 3.79% | 0.6 | | | * Conforming FNMA Loan Amount |
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Commissions are not set by law. All Commissions are negotiable.* Bank Short Sale commission vary. Homes valued over $250,000 the commission is 4.5%
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